Your Credit Score

October 30, 2012
Your Credit Score
 

What impacts your credit score? Most of us know that the credit score is important, but few think about it until it’s time to ask for that loan, apply for a credit card, and even nowadays, get that dream job. Today’s employers are choosing their people more carefully than ever, and running a credit check on them is one of the ways they do it.

That’s why it’s important to know what can affect your credit score and how to improve it should the need arise. Whether you want to buy a car, a house or even a cell phone, your credit is going to be checked and while you might be able to get a phone, with a low credit score, it’s going to limit your home buying or even renting capability. If you’re trying to purchase a home, find a lender who is willing to work with you to help raise your score, clear up debts and prepare for the future. If you don’t know which lender would be best for you, contact your Realtor®–they work closely with mortgage companies and after going over your needs, your Realtor® can help guide you to the company that can best assist you.
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